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Helpful Advice When Applying for a Florida Mortgage What happens if I have to move out of my home into a. – Get help. Before you apply for any reverse mortgage loan, you and your spouse or partner should seek a HUD-approved counselor to help you decide if a reverse mortgage is right for you. To talk to a HUD-approved reverse mortgage (hecm) counselor visit hud’s counselor search page, or call HUD’s housing counselor referral line at (800) 569-4287.
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