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Should I Work With a Mortgage Broker? | US News – · Mortgage brokers may have less control over your loan file because it’s not underwritten in-house like with a mortgage banker. Failing to do your research on mortgage brokers could mean ending up with a broker who improperly structures your loan, delays your closing date or makes the homebuying process tedious and difficult.
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Difference Between a Mortgage Banker vs. a Mortgage Broker – A mortgage broker doesn’t represent one institution, but works with many to shop for a loan for a specific individual. The banker is a direct lender. The broker is a middleman between you and the lender. The jobs are similar and the federal Bureau of Labor Statistics lists both as "loan officers" with similar functions and pay.
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