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Mortgage Broker Port Richey Pre-Qualified vs. Pre-Approved: Pre-qualification is when a mortgage broker informally lets you know how much money you can borrow based on factors including your debt-to-income ratio (see below). Pre.

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On the other hand, the 30-year mortgage is very friendly to real estate brokers, home developers, and banks. Simply put, it allows them to sell more expensive houses. Bankers are gleeful to hand out.

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